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Where are the bargain homes located in your suburb?
Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here is how to use a tool to find pockets of value in any given neighbourhood. Each suburb...
4 tips for self-employed home loan applications
Applying for a mortgage when you are self-employed can have you jumping through more hoops, but it does not need to deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss. Being your own boss does have its...
How can your deposit size shape the rate you pay
It is commonly known that the bigger your deposit, the smaller your home loan and therefore the lower your monthly repayments. Today we will investigate another way your deposit size could reduce your repayments: by potentially reducing your interest rate. A question...
Leveraging Inheritance and Genuine Savings for Homeownership
In the journey towards homeownership, understanding the concept of genuine savings is crucial. It's not just about having funds in your account; it's about demonstrating to lenders your financial discipline and stability. This article delves into the nuances of...
Evolving Impact of Buy Now, Pay Later Services on Creditworthiness
In the rapidly changing financial landscape, Buy Now, Pay Later (BNPL) services have emerged as a popular and convenient payment option. However, as these services become more integrated into the mainstream financial ecosystem, their impact on creditworthiness is...
Assisting Your Children in Entering the Property Market
Facilitating your children’s entry into the property market involves strategic guidance, offering them a solid foundation for a successful real estate venture.