These are just a small selection of written testimonials from happy clients.
Additional online reviews can also be found on:
The team at Zippy Financial helped us with a complicated loan for a modular build home, which was constructed off site. Banks generally don’t like lending for modular builds, as they require the asset to be on site. We did have a verbal approval from our own bank, however, when the time came, they declined to finance our project. We really had our backs to the wall at this point, as we had a fixed time slot to hand over a large portion of the funds.
Louisa and her team really saved the day – with their accreditation to so many lenders, they were able to secure finance and turn the whole thing around in 24 hours, hand delivering documents for us to sign to make sure the mortgage got over the line in time. Zippy helped us like no lender or advisor ever has. Louisa prides her business on its great service standards. She is genuine and authentic, really knows her stuff and we trust her and her team implicitly.
Without a doubt, we would not have got our property without Zippy’s help. The team went way beyond the call of duty in every aspect of our more complicated situation, working at all hours of the day to ensure all our finances and paperwork were ready for auction day.
I would not hesitate in highly recommending Zippy to anyone – in fact I have done so on many occasions. You simply won’t find a better mortgage broker.
Bronwen Brataneic
I could not be more satisfied with the service Zippy has provided. Louisa is exceptional. I was living in Townsville and trying to purchase in Sydney, not an easy task as banks don’t look favourably on Cattle Farmers. She is honest, extremely hard working, generous with her time and has the highest integrity
Robert Spiteri
I first engaged the services of Zippy Financial for advice regarding an investment loan 10 years ago, then subsequently for the full mortgage process a couple of years later. Since then, Zippy has handled all my property finance matters, including refinancing, investment loans, and the complex untangling and separation of assets during my divorce. A time through which Louisa’s calm temperament, assured control and genuine empathy was an invaluable support. Throughout the time we have worked together, Louisa’s consistent professionalism and personal attention that goes so far above and beyond, en- sures I always feel very well taken care of.
The biggest thing that comes to mind is the level of confidence and assurance Louisa provides. Any questions I had at the beginning of the process were answered before I had chance to ask them. Louisa simplifies the process and brings acute attention to detail and gives you such a high level of confidence than any concerns melt away.
For example, in one situation, a loan fell over at the bank end regarding valuations, which was highly stressful due to time sensitivity. Louisa immediately took charge and worked swiftly to find a solution that got the loan over the line in time for settlement. A testament to her in-depth knowledge of the inner workings of the world of property finance and her invaluable industry relationships. She is able to share valuable insights from being so well connected in the industry, which brings a measured and calming influence to what can be a highly emotionally-charged and stressful situation for clients seeking finance.
I could not be more satisfied with the service Zippy has provided. Louisa is exceptional. I was living in Townsville and trying to purchase in Sydney, not an easy task as banks don’t look favourably on Cattle Farmers. She is honest, extremely hard working, generous with her time and has the highest integrity
We are long term clients of Zippy Financial Group.
Louisa first arranged loans for us a couple of years ago, and we were very happy with the outcome, particularly that we were able to call any time, day or night to discuss things and always get a swift response.
2 years later, we returned to Zippy to organise a new loan. We had found a property we wanted to buy at $6m and needed to get approval fast. We had not yet sold our current home but wanted to go ahead with the purchase before selling as we really wanted this property, which required bridging finance.
Zippy structured the timeframes to allow plenty of time to settle the purchase.
We started experiencing issues with the bank’s credit assessor 3 weeks before settlement. The loan that had already been conditionally approved (subject to valuation) was being delayed as the Credit Manager had forgotten to order the valuation at the appropriate time.
The Zippy team were always available to talk through our options and run scenarios for us. They were proactive in keeping us informed of any new products on other or any regulatory changes that might have affected us (since obtaining pre-approval), picked up on bank errors, and made sure all fires were put out without us having to get involved. They worked seamlessly with our solicitor, and both buying and selling agents, which made communication so easy.
I genuinely think Zippy is the best bro- kerage on the market.
MW
I have never dealt with such a power- house broker
Omar I
I’m delighted to offer this testimonial for Louisa Sanghera, who is so renowned in the industry. She is smart, fun to work with and simply a sensational broker. We have worked together for a number of years and developed a successful working relationship.
What’s really impressive is how the whole Zippy Financial team upholds Louisa’s exacting standards and approach to professional relationships. They are all of the highest calibre and also a pleasure to work with.
We first came across Zippy Financial when Louisa was presenting at a property investment seminar. We were very impressed by her talk and wanted to engage with her. We had previously seen a mortgage broker, but didn’t feel comfortable with him and felt like we were just another client – there was no personal connection.
In our first meeting with Louisa, we immediately recognised she was the one for us.
She explained so much that we had previously been unsure of and we really felt we were so much more than just a client to her – that she genuinely cared about us, wanted to help us and would be the best person to guide us to where we wanted to go in the future.
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker, helping us to move very quickly when we were required to vacate our appointment just at the wrong time, with a brand-new baby and the COVID situation emerging and changing daily. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice – and not just about the mortgage itself, stepped in to coordinate issues as they arose with our buyer’s agent and solicitor, and generally were always there for us 24/7.
It’s hard to put into words how incredible Zippy has been.
L& D
Louisa is an exceptional broker, but the amazing thing about what she has created is that every member of her team consistently performs at the same high level across the board.
I cant rave about Zippy Financial enough!
CR
During the purchase of our first home, we hired a lot of people based on other people’s recommendation, including a conveyancer, removalist, renovator etc. I have regrets hiring some of these businesses, but not Zippy. I genuinely think Zippy is the best brokerage on the market. They went the extra mile for us and are always so responsive to our emails and queries. Thank you so much, Louisa and Team. You girls are the best!
To be honest, I wish I could give you a 10-star rating – I am awed and incredibly grateful of the work and countless hours overtime you all put in to get my loan approved. From application to settlement in 4 days is outstanding to say the least. I highly recommend you for your attention to detail, kind and trust-worthy nature, and dedication to achieving my objectives. This loan will be my first of many with you.
I went with Zippy for my last purchase after seeing them pop up in so many groups. They were beyond amazing, got me a great loan even though it took much more work on their part then going with one of the big 4 (that my last broker said was the best deal). Needless to say, I will use Zippy again (if they will have me, it wasn’t easy) for every loan from now on! I was a terrible client, bad financials, a little bit inaccurate with my figures and too laid back about the whole process! It’s so lovely to have found a broker who really wants to get you the best deal, not just the one that’s easiest for them. I will happily recommend Zippy to anybody who asks because having a good broker will now save me thousands of dollars.
The best broker I have ever used.
Anne Wilkin
seamless, smooth and efficient.
R&L
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation, lending policies, and requirements. They were one step ahead all the way, always proactively on top of new changes and keeping us informed to ensure we were well-prepared.
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation, lending policies, and requirements.
My sister Kristine and I had been knocked back for financing 3 separate times from 3 separate brokers. To say we were frustrated by the lack of professionalism and the wasted time was an understatement.
Louisa and her team were a breath of fresh air!
Not only did they get us approved in record time but they helped us through the entire process with trust, respect and patience. We can’t wait to do business with them again because we know they are at the top of their game. Thanks guys!
Lee & Kristine Stephenson
We found Louisa through a Facebook Group network. We asked for a recommendation for a mortgage broker and got 20 responses. Of these, 10 of them were for just one person – Louisa Sanghera.
like having a mentor guiding us
L& D
Zippy Financial was recommended through Northern Beaches Mums, and that first call we made proved to be the best decision we made in our property transaction. Our situation was a little unique in that we were seeking to sell three properties and consolidate into one new home for our growing family.
The finance situation was hugely complex and demanded a great deal of unravelling and careful brokering with the bank, to very fine timeframes. Their patience knows no bounds, and their supreme knowledge of the industry meant they were able to masterfully negotiate every twist and turn on our behalf (and there were many!).