Who We Help - Zippy Financial Group

WHO WE HELP

Over the years, we’ve helped thousands and thousands of people just like you to realise their property dreams. Alongside the smooth and easy loan applications, we’ve had some pretty challenging situations to navigate too. But we’re a resourceful and determined bunch, with more than a few strategies up our collective sleeve to help along the road to home ownership.

Here’s an outline of the types of people we routinely serve. Check out our ABOUT US page for more detail on who we are and how we work.

FIRST TIME BUYERS

If you’re thinking about buying your first home, when is the best time to start working with a mortgage broker?

The answer is right now!

The sooner we meet you the better, because we will spend time exploring your goals with you, and helping you set strategies in place to get you exactly where you need to be to get your loan over the line – and be sure you can afford the repayments comfortably.

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SINGLE MUMS

Over the last few years, Zippy Financial Group has been named WINNER of 27 prestigious awards, in both State and National competitions, and finalist in 42 more. In addition, we are proud to have been recognized as one of the industry’s “Elite Women Brokers” in 2022, 2023, and 2024, and the “Most Client-Focused Broker in NSW” in the Corporate Excellence Awards.

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MEN & WOMEN
Going through divorce

A challenging time for anyone, often exacerbated by the stressful separation of finances and assets. We are very conscious to avoid adding to your stress and will do everything in our power to make the process as smooth and painless as possible. With a whole team of empaths at your disposal, you’ll always find a friendly ear and a will to find workable solutions that deliver the outcome you desire.

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PROPERTY INVESTORS

Avid property investors ourselves, we are always keen to help new investors take their first step toward building their wealth through property, as well as assisting seasoned investors expand their portfolios. But like all wealth creation strategies, successful property investment requires the appropriate planning, market research and financing.

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PROFESSIONALS

Professional home loans are designed for doctors, medical practitioners, lawyers, engineers and accountants, offering unique benefits, including discounted interest rates, attractive fixed rates, reduced deposit requirements, and flexible repayment options. We can help assess your eligibility in the first instance, before sourcing loan options that suit your particular circumstances.

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SME BUSINESS OWNERS

SMEs are often complex businesses, which doesn’t make life easy for the business owner when securing a mortgage. Fortunately, this is something we have a lot of experience with. We know which lenders are more SME-friendly, which banks’ lending policies will be the most appropriate for you, and what each of them are looking for.

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SELF EMPLOYED
Trades or Professionals

Many self-employed people feel they have little chance of securing a home loan, but in fact we have helped hundreds get that loan over the line. Even newly established businesses with an ABN from one day old. Similarly to first-time buyers, the sooner we begin working together the better, so we can advise you on strategies that will allow you to present your finances in a manner the banks will accept.

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ESSENTIAL WORKERS

Did you know, if you are a Registered nurse, teacher, of a member of the emergency services, many lenders now offer special packages on your home loan. For example, some offer 90% loans with Lenders Mortgage Insurance waived, while others offer up to 100% loans with a guarantor. Many will accept 100% of your overtime income, offer discounted rates, and waived fees and flexible repayment cycles.

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EX PATS

Whether you are an ex-pat living overseas with property in Australia, or an overseas ex-pat living in Australia with property overseas, or looking to buy an Australian property, we’re here to help. Our access to over 60 lenders in Australia means we can find and structure exactly the right loan to suit your circumstances, as well as partner brokers in several countries, on the ground and ready to assist with your overseas loans.

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HIGH NET WORTH INDIVIDUALS

HNW mortgages are typically reserved for those with abundant assets and a high level of liquidity. These loans are crafted considering your complete financial picture, which may well exceed the caps of mainstream mortgages, and are appropriate for highly complex financial situations.

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