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Rate cuts? Pencil them in for 2025

Rate cuts? Pencil them in for 2025

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve...

What’s the Forecast for Home Loan Interest Rates in 2024?

What’s the Forecast for Home Loan Interest Rates in 2024?

After two years of relentless rate rises, the question that every mortgage holder has is... When are interest rates finally going to start falling? If we were answering this question even just one month ago, the outlook was a little different. That is the thing about...

How do you know you are paying a fair price?

How do you know you are paying a fair price?

We all love the idea of landing a bargain property, but for most home buyers, the real issue is whether they are overvaluing a place and paying too much in the process. Buying a home is exciting, but it’s perfectly natural to be nervous given that you are likely...

Invest in property through your SMSF

Invest in property through your SMSF

What is a self-managed superannuation fund (SMSF)? Self-Managed Superannuation Funds (SMSFs) are funds initiated by individuals or families to oversee their personal retirement savings. In an SMSF, all members act as trustees, holding the responsibility for investment...

Can you remember your home loan interest rate?

Can you remember your home loan interest rate?

It’s a fair bet that your home loan repayments are one of your biggest household expenses, yet it is surprising how many borrowers haven’t kept up with what their home loan rate currently is. A report by Mozo shows that 42% of mortgage holders have no idea what...

Millennials are Australia’s most active property investors

Millennials are Australia’s most active property investors

When it comes to buying investment properties, younger Australians are punching above their weight, with Millennials taking the title as the nation’s most active generation for property investment.  Investors are continuing to flock to the property market, with the...