Best Mortgage Broker Australia | Zippy Financial

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Zippy Financial Melbourne Mortgage Broker
Awards

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Best Mortgage Broker Australia | Zippy Financial

YOUR AWARD-WINNING MORTGAGE BROKER

Zippy Financial Group is an award-winning mortgage brokerage, dedicated to helping you grow your wealth through smart property financing. Whether you are buying, re-financing your home, or building a property investment portfolio, it pays to get an expert broker on your side for strategic advice. Low rates are just part of the picture – there are many other factors than interest rates alone that determine the true value of your loan. Every loan needs to be tailored to meet your individual circumstances. This process is second nature to your Zippy Mortgage Broker! Our experience and relationships with multiple lenders means we can guide you through the maze of paperwork and compliance information required to obtain exactly the right loan for you.
with you for life graphic

WHAT WOULD YOU LIKE TO DO?

BUY A NEW HOME

Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.

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BUY AN INVESTMENT

With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.

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RE-FINANCE

Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.

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BUY A NEW CAR

Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.

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PURCHASE EQUIPMENT

Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth. 

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GET A PERSONAL LOAN

We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.

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REQUEST AN APPOINTMENT

HOW WE WORK

Here at Zippy, we do all the hard work of searching through over 60 lenders and compare hundreds of home loan rates and deals, so you can happily reap the benefits. We’ll assess which options best fit your requirements and present you with the most appropriate selection from which to choose. Even the smallest difference in your mortgage rate, fees and charges could save you thousands of dollars in the long term. With low interest rates and house prices on the rise, NOW is a good time to get a great deal.

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Clients stories

HANNAH & MITCH

We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!

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RHIANNON & LUKE

Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.

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LINDA & DENNIS

Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.

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LATEST NEWS

Newly built homes notch up strongest sales in 3 years

Newly built homes notch up strongest sales in 3 years

There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home – and the financial incentives available to new home buyers. Fresh paint, spotless...

Has your borrowing power increased in 2025?

Has your borrowing power increased in 2025?

If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise. It’s been a busy year on the money front. Tax cuts, a couple of rate cuts, and reductions in...

Two-thirds of borrowers could save by refinancing: report

Two-thirds of borrowers could save by refinancing: report

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them. When it comes to rate cuts, nothing is...

WHAT OUR CLIENTS SAY

★ ★ ★ ★ ★

My sister Kristine and I had been knocked back for financing 3 separate times from 3 separate brokers. To say we were frustrated by the lack of professionalism and the wasted time was an understatement. Louisa and her team were a breath of fresh air! Not only did they get us approved in record time but they helped us through the entire process with trust, respect and patience. We can’t wait to do business with them again because we know they are at the top of their game. Thanks guys!

It is without hesitation I recommend Zippy Financial. My commercial mortgage wasn’t straightforward. Louisa and her team found the best option available to me in the market. Louisa and her team then proceeded to do all the leg work to ensure that everything was done correctly and on time. At no point during the process did I feel lost. Louisa was always available to tell me how things were progressing and I always felt confident that I was in good hands.
I recently engaged Louisa as my mortgage broker and could not be more satisfied with the service that she has provided, she is exceptional. I was living in Townsville and trying to purchase a Sydney property, it was not an easy task, as banks don’t look favourable to cattle farmers. After being told it was not possible by a broker in Townsville, I called Louisa after being recommended to her by my solicitor. She is honest and extremely hard working. She got me approved. She is also easy and pleasant to deal with and generous with her time. She also gave me great advice. I highly recommend Louisa to anyone looking for a broker who works with the highest integrity.

We would like to thank Louisa for her efforts in achieving this result, especially the work and thoroughness of Louisa Sanghera and the Zippy Financial staff in ensuring that the incoming mortgagee would be ready to take a settlement booking and have available necessary funds for draw down.

It was an absolute pleasure to work alongside Louisa and given the matter was completed with the lead up to and the Christmas period itself in between, we thank her again for ensuring settlement coming through.

OUR LENDERS

With accreditations to over 60 lenders, including Australia’s biggest banks, as well as a whole variety of smaller and specialist lenders, we do the shopping around for you. You’ll never need to look anywhere else! If you’d like to explore your next loan with Zippy, here’s what you’ll need to begin with: • Proof of Residency • Proof of Income • Proof of Employment For more details on eligibility criteria, contact us today.

Over 60 lenders on offer