FIRST TIME BUYERS
Buying your first home is an exciting time. But it can also be stressful. It’s not uncommon for first home buyers to feel a little overwhelmed by the whole process of securing that first home loan. There’s so much paperwork to complete, and so much to consider. You'll need to balance the kind of property you'd like to buy with the size of your budget, and you'll need to somehow make sense of the home loan application forms. Get our Zippy experts on your side, to make buying your first home much, much easier.
BUYING YOUR FIRST HOME WITH ZIPPY FINANCIAL
Your Zippy consultant is an industry expert, who will personally support and guide you through the entire home loan application process to settlement and beyond. We will help you determine your goals, needs, and your borrowing capacity – and keep you informed about all the associated costs involved in buying your first home – including stamp duty.
This is a welcome relief for first home buyers. Having an expert by your side to answer all your questions will speed up the process, and ultimately give you more time to focus on finding your perfect home.
Unfortunately, buying your first home does require a lot of paperwork. But, no need to worry, your Zippy Broker will help you gather all the necessary documents and forms needed to make owning your first home a reality, and then help you complete them all correctly.
With our years of experience and industry contacts, we can set you up with a home loan provider that perfectly matches your financial goals and situation. We deal with over 35 providers, including all the big banks, non-bank lenders, and specialist lenders.
So if you're thinking of buying your first home in the near future, contact one of our expert Mortgage Brokers today.
Frequently Asked Questions
What challenges can I expect as a first-time homebuyer?
As a first-time homebuyer, you may find the loan application process overwhelming due to the extensive paperwork and the need to balance your budget with the kind of property you want to buy.
How can Zippy Financial assist me in the home-buying process?
Zippy Financial provides personalized support through industry experts who guide you from the loan application process to settlement. They help you understand your goals, needs, and borrowing capacity, and also assist with all the necessary paperwork.
What documents do I need for a loan application?
You will need proof of residency, proof of income, and proof of employment for the loan application. For more details on eligibility criteria, it's best to contact Zippy Financial directly.
How early should I consult a mortgage broker?
It's advisable to consult a mortgage broker as early as possible, even if you're not sure when you'd like to purchase your home. Early consultation helps you understand your financial standing and creates a roadmap for achieving your home-buying goals.
Does Zippy Financial work with multiple loan providers?
Yes, Zippy Financial deals with over 35 providers, including all the big banks, non-bank lenders, and specialist lenders, ensuring you have a wide range of options to choose from.
What are the associated costs involved in buying my first home?
Apart from the property price, you may have to consider additional costs like stamp duty. Zippy Financial can provide a detailed breakdown of all associated costs.
Can Zippy Financial help me with investment advice as a first-time buyer?
Yes, Zippy Financial also offers investment advice for first-time homebuyers, helping you make informed decisions that align with your financial goals.
FIRST HOME BUYERS INVESTMENT ADVICE
Don’t forget, even if you’re not sure when you’d like to purchase your first home, making an appointment with a broker sooner rather than later will help you figure out how well you’re placed, in terms of cracking the market, as well as creating a financial road map to ensure you can make your dream a reality.
With accreditations to over 35 lenders, including Australia’s biggest banks, as well as a whole variety of smaller and specialist lenders, we do the shopping around for you. You’ll never need to look anywhere else!
If you’d like to explore your next loan with Zippy, here’s what you’ll need to begin with:
• Proof of Residency
• Proof of Income
• Proof of Employment
For more details on eligibility criteria, contact us today.