How Brokers Helping Clients Secure Lower Mortgage Rates Make Refinancing Easier
Switching to a new home loan might sound like a hassle. But new research shows that brokers helping clients secure lower mortgage rates don’t just make refinancing easier, they can also help home owners secure a lower interest rate and much more.
A string of rate cuts this year has helped drive a sizeable uptick in the number of Australians refinancing their home or investment loan. Many are now turning to brokers helping clients secure lower mortgage rates to maximise their savings and improve loan features.
The June quarter saw a 24% jump in the number of home owners refinancing to a new lender compared to the same quarter last year, according to the ABS. And the number of investment loans refinanced rose by 15%.
Switching to a new loan could see you enjoy a raft of benefits – from a lower loan rate through to improved loan features.
And the benefits of refinancing can really ramp up when home owners partner with brokers helping clients secure lower mortgage rates, new research from the Mortgage and Finance Association of Australia (MFAA) shows.
99% of brokers have secured a discount for borrowers
Who doesn’t love paying less for things?
When it comes to your home loan rate, even a small discount can add up to serious savings on your home loan repayments and long-term interest costs.
The good news is that a recent MFAA survey found a whopping 99% of brokers have recently helped their clients secure a discount.
That’s no surprise to us. As brokers helping clients secure lower mortgage rates, we work hard to help you land a competitive rate.
And, as brokers work with an average of 23 different lenders, you can be confident we have conducted a thorough search to identify the loans that tick the boxes for your home loan needs.
Book a free consultation with us to start saving on your home loan.
92% of brokers have helped clients refinance for the first time
Refinancing for the first time can feel overwhelming. There’s paperwork, lender comparisons, and uncertainty about how much you’ll actually save. The good news? 92% of brokers have helped clients refinance for the first time, according to the MFAA.
That means most brokers are experts at simplifying the process for first-timers. From explaining how refinancing works to calculating potential savings and timelines, brokers handle the heavy lifting so you can focus on the results.
Working with brokers helping clients secure lower mortgage rates can also reduce stress by managing communication between your current and new lender ensuring a smooth transition and faster approval process.
Whether you’re looking to reduce your monthly repayments, shorten your loan term, or access better loan features, brokers can help you find the most suitable option.
97% of brokers have clients who return year after year
Customer satisfaction is the real test of service quality and the stats say it all. The MFAA found that 97% of brokers have clients who return year after year. That kind of loyalty doesn’t happen by accident.
Homeowners trust brokers because they deliver real results, lower rates, personalised service, and reliable advice throughout every stage of the home loan journey.
From your first mortgage to your investment loan or refinancing, brokers remain a constant support system. They track market changes, identify new opportunities, and ensure your loan continues to suit your needs as your circumstances evolve.
Working with brokers helping clients secure lower mortgage rates isn’t just about one transaction. It’s about building a partnership that helps you save more, grow wealth, and stay financially confident.
Why Choosing a Broker Can Be a Game-Changer
Many Australians still believe refinancing means dealing directly with banks. However, going solo often means missing out on better deals that only brokers can access.
Here’s what makes working with a broker so effective:
- Market Knowledge: Brokers understand lender policies, rate movements, and which institutions are most likely to approve your application.
- Time Savings: They handle all the legwork, paperwork, communication, and rate negotiations.
- Customised Options: With access to dozens of lenders, brokers can find loans tailored to your financial goals.
- Ongoing Support: Even after settlement, brokers monitor your loan and help you refinance again if better opportunities arise.
These benefits combine to make brokers helping clients secure lower mortgage rates an essential ally for homeowners looking to improve their financial wellbeing.
Ready to save thousands on your home loan?
Don’t leave your refinancing to chance. Our team of brokers helping clients secure lower mortgage rates will help you find a competitive deal, streamline your application, and ensure your loan continues to work for you not against you.
Book a free consultation with us today!
Phone: 1300 855 022
Email: clientservices@zippyfinancial.com.au
Zippy Financial is an award-winning mortgage brokerage specialising in home loans, property investment, commercial lending, and vehicle & asset finance. Whether you are looking to buy your first home, refinance or build your property investment portfolio, the team at Zippy Financial can help find and secure the right loan for you and your business.
About the Author:
Louisa Sanghera is an award-winning mortgage broker and Director at Zippy Financial. Louisa founded Zippy Financial with the goal of helping clients grow their wealth through smart property and business financing. Louisa utilises her expert financial knowledge, vision for exceptional customer service and passion for property to help her clients achieve their lifestyle and financial goals. Louisa is an experienced speaker, financial commentator, mortgage broker industry representative and small business advocate.
Connect with Louisa on Linkedin.
Louisa Sanghera is a Credit Representative (437236) of Mortgage Specialists Pty Ltd (Australian Credit Licence No. 387025).
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