Mortgage Broker
in Cammeray
HOME LOANS, REFINANCING AND INVESTMENT FINANCE
IN CAMMERAY
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
Personal Loans
Financial Planning
Plenty of Cammeray buyers earn well and still get a borrowing figure lower than they expected. The reason is usually sitting in the background rather than in the salary.
Lenders assess a credit card on its limit, not its balance, so an unused $20,000 card still costs you capacity. Buy now pay later accounts show up in your statements. A HECS debt reduces your assessable income until it is cleared, and lenders differ on how hard they weight it.
Some of that can be tidied up before you apply. Some of it just needs the right lender.
Send us your situation and we’ll show you the real number.
WHAT ARE YOU PLANNING IN CAMMERAY?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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WHY A CAMMERAY MORTGAGE BROKER CHECKS THE BACKGROUND FIRST
The gap between lenders on this is wider than most people assume. Two will treat the same card limit, the same HECS balance and the same living expenses differently enough to move your maximum by six figures.
That is the argument for a panel rather than a single bank. Ours runs past 60 lenders, and we would rather tell you what to fix before you apply than watch an application get marked down.
Zippy has been broking since 2015, founded by Louisa Sanghera after 25 years inside the banks. After settlement we review your rate twice a year and take it back to the lender ourselves.
We arrange finance across the North Shore, including Cammeray, Neutral Bay and every suburb we cover.
Member of the MFAA.
Clients stories
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY CAMMERAY CLIENTS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing