Can you remember your home loan interest rate?

Can you remember your home loan interest rate?

It’s a fair bet that your home loan repayments are one of your biggest household expenses, yet it is surprising how many borrowers haven’t kept up with what their home loan rate currently is. A report by Mozo shows that 42% of mortgage holders have no idea what...
FOMO, FOBO and FOOP – how they can hold you back

FOMO, FOBO and FOOP – how they can hold you back

Nobody likes missing out on a good thing, but then again, who likes overpaying? How do you strike the right balance when both fears can work against one another? The property market rarely stands still. Interest rate movements, the number of homes listed for sale and...
How do construction loans work?

How do construction loans work?

There is something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it is the look and feel of new paint and fresh flooring, or just knowing you have kicked a worthwhile goal.  Whatever the motivation,...
How long does it take to get a home loan?

How long does it take to get a home loan?

Do you need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times, but there is a lot of borrowers can do to potentially speed up the process too. Finding a home to buy can take time, and when the right place comes...
Where are the bargain homes located in your suburb?

Where are the bargain homes located in your suburb?

Location may be a big driver of property prices, but in any given suburb a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain. Here is how to use a tool to find pockets of value in any given neighbourhood.  Each suburb...