Australian homeowners have received welcome news, with the Reserve Bank of Australia (RBA) holding the cash rate steady. However, while the official cash rate remains unchanged, competitive home loan rates in Australia continue to improve as lenders battle for...
If you have a mortgage with an offset account, a recent offset account investigation by ASIC may have you wondering whether your account has actually been reducing your home loan interest. While offset accounts can be a powerful tool for saving money and paying off...
Many aspiring homeowners believe that trying to time the property market is the key to securing a better deal. While waiting for house prices to fall further may seem like a smart financial move, the reality is that accurately predicting the bottom of the market is...
If you’ve been waiting for the right time to enter the property market for home buyers, the current conditions may finally be working in your favour. After several years of intense competition, limited housing supply and widespread FOMO (fear of missing out),...
Refinancing Your Home Loan: Why Now Could Be the Right Time to Review Your Mortgage If you’ve been thinking about refinancing your home loan, now could be one of the best times to explore your options. While the Reserve Bank of Australia (RBA) recently kept the...
The Bank of Mum and Dad has become one of the most common ways first home buyers are getting into the property market. With rising property prices making it harder to save a deposit, many buyers are turning to parents or family members for financial support. Whether...
