Mortgage Broker
in Chatswood
HOME, APARTMENT AND INVESTMENT LOANS IN CHATSWOOD
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
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Financial Planning
A lot of Chatswood applications are strong on income and still get held up on the deposit. Not the amount of it. Where it came from.
Most lenders want to see genuine savings, meaning funds you have accumulated and held for a period, usually three months. A gift from family is accepted by many lenders but they will want it evidenced, and some want a statutory declaration confirming it is not a loan. Money transferred from overseas raises its own questions about source and timing.
None of that is a problem if it is prepared properly. It becomes one when it surfaces mid-assessment.
Tell us how the deposit is coming together and we’ll prepare it properly.
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BUYING, REFINANCING OR INVESTING IN CHATSWOOD?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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WHY A CHATSWOOD MORTGAGE BROKER ASKS ABOUT
THE DEPOSIT EARLY
Lender policy on this is inconsistent in ways that are hard to predict. Some waive the genuine savings requirement entirely if your deposit is large enough. Some accept rent paid as evidence of savings discipline. Some are comfortable with gifted funds and some want them held for months first.
With more than 60 lenders on panel we can match your circumstances to a lender that already accepts them, rather than assembling paperwork to satisfy one that never will.
Zippy has been broking since 2015, founded by Louisa Sanghera after 25 years inside the banks. Once you have settled we review your rate twice a year and renegotiate with the lender on your behalf.
We arrange finance across the North Shore, including Chatswood, Willoughby and every suburb we cover.
Member of the MFAA.
Clients stories
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY CHATSWOOD BUYERS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing