MORTGAGE BROKER IN FAIRLIGHT
APARTMENT, HOME AND REFINANCE LOANS IN FAIRLIGHT

Home Loans

Investment Loans

Re-financing

Business Loans

Vehicle Finance

Asset Finance

Personal Loans

Financial Planning
Fairlight is mostly apartments and semis, and a good number of the blocks are decades old. With older buildings the title structure is worth checking before anything else.
If the block is strata, most lenders are comfortable. If it is company title, the list of lenders willing to finance it gets short very quickly, and the deposit they want is usually larger. Small floor areas and short lease-adjacent quirks can also narrow the field.
Send us the contract and we’ll tell you which lenders will actually fund it.
Have the contract checked before you exchange.
WHAT WOULD YOU LIKE TO DO?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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SAME FAIRLIGHT APARTMENT, DIFFERENT
ANSWER FROM EVERY LENDER
Send one Fairlight apartment to five lenders and you can get five different answers. Company title, building age, floor area, the proportion of the block that’s rented out. Each lender weights those differently, and none of them advertise how.
Knowing which ones will say yes before you exchange is the reason to use a broker with more than 60 lenders on panel.
Zippy has been broking since 2015, founded by Louisa Sanghera after 25 years in banking. Rates are reviewed twice a year afterwards and taken back to the lender by us, not by you.
We arrange finance across the Northern Beaches, including Fairlight and Manly.
WHAT FAIRLIGHT APARTMENT BUYERS SAY
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY FAIRLIGHT BUYERS CHOOSE ZIPPY

Exceptional Service

Over 60 Lenders

Expert Team

Multi Award-winning

Speedy Service

Clear Communication

Pro-active Processing

Regular Rate Reviews







