Mortgage Broker
in Frenchs Forest
HOME LOANS, REFINANCING AND INVESTMENT FINANCE
IN FRENCHS FOREST
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
Personal Loans
Financial Planning
The hospital precinct has changed who buys in Frenchs Forest. A lot of applications here come from people working shifts: nurses, paramedics, allied health, plus the trades and services that grew around the site.
Shift income is where lender policy gets frustrating. Overtime, penalty rates and allowances can make up a third of what you actually earn, and one lender will count all of it while another counts half, or none, unless it has been consistent for two years.
Same payslips, very different borrowing figure. We start by finding the lender who reads yours properly.
Send us three payslips and we’ll tell you where you stand.
WHAT ARE YOU PLANNING IN FRENCHS FOREST?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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WHY SHIFT WORKERS USE A FRENCHS FOREST
MORTGAGE BROKER
Casual and contract health workers hit a second wall: length of employment. Some lenders want twelve months in the role, some accept six, some will work with three if you have been in the same industry longer. Agency and contract arrangements get treated differently again.
That is not something a rate table tells you. With accreditation across more than 60 lenders, we can find the one whose policy actually fits your employment.
Zippy has been broking since 2015, founded by Louisa Sanghera after 25 years inside the banks. After settlement we review your rate twice a year and take it back to the lender ourselves.
We arrange finance across the Northern Beaches, including Frenchs Forest, Killarney Heights and every suburb we cover.
Member of the MFAA.
Clients stories
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY FRENCHS FOREST CLIENTS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing