MORTGAGE BROKER IN FRESHWATER
HOME, CONSTRUCTION AND INVESTMENT
LOANS IN FRESHWATER
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
Personal Loans
Financial Planning
Freshwater sees a steady stream of knock-down-rebuild and duplex projects, which means owner-occupiers are often bidding against builders who have already run the numbers.
You don’t beat that with a higher price, you beat it with certainty. Finance that is genuinely approved, terms the vendor can rely on, and no conditions that make your offer the risky one on the table.
If you’re the one building, the questions change again: staged drawdowns, progress valuations and how the lender treats a fixed price build contract.
Let’s work out which of those you’re dealing with.
WHAT WOULD YOU LIKE TO DO?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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WHAT A FRESHWATER MORTGAGE BROKER
WATCHES ON A BUILD
Progress payments are where builds stall. Lenders differ on how many drawdowns they allow, what they need before releasing each one, whether they’ll accept a cost-plus contract, and how long a valuation stays current. Pick the wrong one and your builder waits.
Accreditation with more than 60 lenders gives us room to move, including non-banks that handle staged funding more sensibly than some of the majors.
Louisa Sanghera founded Zippy in 2015 after 25 years in banking. Once the loan settles the work continues, with a rate review every six months and a renegotiation when the market shifts.
We arrange home, construction and investment finance across the Northern Beaches, including Freshwater and Queenscliff.
CLIENT STORIES FROM
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY FRESHWATER CLIENTS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing