Upper North Shore Sydney

Living on the Upper North Shore Sydney

The Upper North Shore is home to some of Sydney's most desirable neighbourhoods. It is a popular spot to live because of its big homes, plentiful parks, prestigious schools, and easy access to the city. It is also one of the safest places in Sydney, making it a popular choice for families.  

The Upper North Shore is located to the northwest of Sydney's CBD and is ideal for people who enjoy the outdoors and want to escape the noise and bustle of the city.  

The Upper North Shore is defined as the suburbs located along the North Shore train line between Roseville (just north of Chatswood) and Hornsby.  

Features in the Upper North Shore   


Many of the most prestigious schools in the state are located on the Upper North Shore. Most Upper North Shore suburbs have outstanding public preparatory and senior schools. For example, Killara High School is recognized as the highest performing non-selective government secondary school in NSW for the final year (HSC) exams.  

Furthermore, the Upper North Shore is a "Centre of Excellence" for world-class private school education, having a considerable number of sought-after independent schools in the region.  

Stores and Restaurants  

Several significant business and retail centres are nearby, including Chatswood, Macquarie Park, and Hornsby. These shopping centres are huge draws, with a variety of services such as restaurants, theatres, gyms, and hundreds of fantastic retailers.  

Furthermore, each of the Upper North Shore suburbs has a fantastic green, 'village' atmosphere with an extensive range of amazing restaurants, cafés, and boutique stores. Also, Sydney CBD is only around 30 minutes away, with everything that it entails.  



Sydney Trains T1 North Coastline services serve the Upper North Shore. The North Shore train line makes it easy to get to the city. The average commute time is between 25 and 35 minutes — just enough time to read a few pages of your favourite book or unwind after work. 



If you are not near the train line, the Upper North Shore offers an extensive bus network. It serves numerous routes with consistent operating times and is perfect for individuals who work in the city or nearby locations.  


The Upper North Shore is particularly well served by an impressive road network, which includes easy access to the M1 Pacific Motorway (to Newcastle and Brisbane), North Connex, M2/ M7 Motorways, Mona Vale Rd A3 and the Pacific Highway which runs right through the middle of the Upper North Shore and provides direct access to Sydney’s CBD.  

Outdoors & Leisure   

The outdoors is what draws people to the Upper North Shore and makes it a terrific place to live and pursue a healthy lifestyle. With lots of national parks, bushwalking trails, cycling lanes, playgrounds, athletic fields, golf courses, and rivers, there is absolutely something for everyone. The region provides access to some of the top National Parks and Waterways in the state. 

Housing Locations and Cost

Away from the port, the surroundings are greener, the plots are larger, the residences are newer, and the costs are lower. For precisely these reasons, the communities expanding north alongside the Lane Cove Tunnel and M2 Motorway are all popular with foreigners. If you do not want to live in the city or just want more bang for your money, consider the West Pennant Hills suburb, which has a nice family atmosphere comparable to a gated community, with all the necessary utilities and neighbours who know each other. Because of the proximity to the countryside, sports like horseback riding are possible, and there are several horse clubs nearby. Taking a straight train link or a bus into the CBD takes an hour, depending on how far away you are.  

The residential sections are calm and family-oriented, with access to strong public and private schools, large recreational facilities, and new houses insecure communities. You may not feel as though you live in a large metropolis, but that is not always a terrible thing; life may be wonderful and much more economical up north. A three-bedroom, two-bathroom property with vast grounds in Upper North Shore costs an average of $695,000 to purchase or $550 per week to rent.  

3 Tips for First Home Buyers in Upper North Shore

Please be Patient

First and foremost, do not compare yourself to your parents. The world has changed dramatically in the last 30 or 40 years. Property is more expensive, and people tend to buy their first homes later in life – that is a fact.

Consider All of Your Choices and Implement a Variety of Strategies

Sydney's Upper North Shore is a prestigious neighborhood, and prices can feel out of reach for first-time buyers. Thinking outside the box and taking a different approach can often help you get ahead.

Take Advantage of the Grants and Schemes

You are most likely aware that first-time home buyers are eligible for government assistance. But you might not realize how bad it is.

There are now four different state and federal government programs, some of which provide substantial assistance to many first-time home buyers.

The skills and experience of Zippy Financial will be helpful in determining whether you can get into the property market. Contact us to get started.  

Zippy Financial is an award-winning in Upper North Shore specialising in home loans, property investment, commercial lending, and vehicle & asset finance. Whether you are looking to buy your first home, refinance or build your property investment portfolio, the team at Zippy Financial can help find and secure the right loan for you and your business. 


With our range of helpful calculators.

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Comparison Rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different Comparison Rate. Fees and Charges Apply. Terms and Conditions are available on request.