Mortgage Broker
in Seaforth
HOME LOANS, REFINANCING AND LOAN
STRUCTURING IN SEAFORTH
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
Personal Loans
Financial Planning
Most Seaforth borrowers are not scraping through an application. Approval is rarely the hard part. How the loan is built usually matters more, and it gets far less attention.
Whether an offset account genuinely saves you anything depends on how much sits in it and for how long. Splitting between fixed and variable is only useful if you know which half you would actually pay down early. Redraw and offset behave very differently at tax time if the property ever becomes an investment.
Getting that right at the start is worth more than a few points on the rate.
Talk to us about how the loan should be built.
WHAT ARE YOU SORTING OUT IN SEAFORTH?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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A SEAFORTH MORTGAGE BROKER
WHO STARTS WITH STRUCTURE
Lenders vary more on features than people expect. Some offer a full offset on every product, some only on the premium package with an annual fee attached. Some allow ten splits, some allow two. Break costs on the fixed portion differ enormously.
With more than 60 lenders on panel we can match the structure to how you actually use money, rather than fitting your finances around one bank’s product set.
Zippy was founded in 2015 by Louisa Sanghera after 25 years in banking. Every loan is reviewed twice a year afterwards and renegotiated with the lender when it is worth doing.
We arrange finance across the Northern Beaches, including Seaforth, Balgowlah and every area we service.
Member of the MFAA.
Clients stories
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY SEAFORTH CLIENTS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing