How do construction loans work?

How do construction loans work?

There is something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it is the look and feel of new paint and fresh flooring, or just knowing you have kicked a worthwhile goal.  Whatever the motivation,...
How long does it take to get a home loan?

How long does it take to get a home loan?

Do you need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times, but there is a lot of borrowers can do to potentially speed up the process too. Finding a home to buy can take time, and when the right place comes...
How can your deposit size shape the rate you pay

How can your deposit size shape the rate you pay

It is commonly known that the bigger your deposit, the smaller your home loan and therefore the lower your monthly repayments. Today we will investigate another way your deposit size could reduce your repayments: by potentially reducing your interest rate.  A question...
Adapting to Longer Home Loan Turnaround Times

Adapting to Longer Home Loan Turnaround Times

In the ever-evolving landscape of the mortgage market, one of the most significant challenges facing borrowers today is the extended turnaround times for home loan processing. Understanding and adapting to these delays is crucial for a successful home loan strategy....