How Do You Budget for Interest Rate Rises?

How Do You Budget for Interest Rate Rises?

It is impossible to know how much interest rates will rise, but one thing we know for certain is that they are rising… It is important to look at your budget and financial situation, so you can plan for the increase in your budget. If you are worried about the...
5% Deposit Scheme: Are You Single and Under 30?

5% Deposit Scheme: Are You Single and Under 30?

The 5% Deposit Scheme has emerged as a beacon of hope for young, single Australians aspiring to step onto the property ladder. In a market where the dream of homeownership often seems elusive, this scheme offers a tangible pathway. As we navigate through 2023,...
Recycling your equity

Recycling your equity

The property and mortgage market has evolved with interest rates going up (and up!), but this does not mean you necessarily need to be cautious about your equity. In fact, the opposite could be true. What is equity and why should you recycle it? In simple terms,...
5 Ways You Can Absorb Interest Rate Rises

5 Ways You Can Absorb Interest Rate Rises

We have seen interest rates bounce back up over the past three months and it is predicted that more increases are to come. If you are starting to worry about your finances, there are a few things you can do. Check out this Reserve Bank of Australia (RBA) graph. It...
Is Now a Good Time to Refinance My Home?

Is Now a Good Time to Refinance My Home?

Is Now a Good Time to Refinance My Home?Are you thinking about refinancing? As interest rates rise, so do the hurdles that you need to clear. Here is why you might want to look at refinancing soon to avoid missing out.When was the last time that you refinanced?...