After 2 Rate Cuts, Time to Review Your Home Loan

After 2 Rate Cuts, Time to Review Your Home Loan

With recent interest rate cuts, it’s an opportune time for homeowners to review their home loan. These changes in the financial landscape can significantly impact your mortgage, potentially offering opportunities for savings and better loan terms. ...
Beyond Interest Rates: Factors Affecting Housing Prices

Beyond Interest Rates: Factors Affecting Housing Prices

As we have seen, rate rises can affect the property market, but there are other factors that appear to hold longer-term sway over national house prices. In a bid to bust inflation, the Reserve Bank of Australia (RBA) has been on a rate rise run that has seen the...
Banks Are Tightening Lending for Borrowers

Banks Are Tightening Lending for Borrowers

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? ANZ has lowered a key lending cap, indicating it will no longer lend to borrowers...
Why Refinancing Numbers are Surging Across the Country?

Why Refinancing Numbers are Surging Across the Country?

Has rising interest rates got you feeling a bit vulnerable? It may be time to take some control back by refinancing or asking for a rate review. Why are we seeing refinancing numbers surge across the country? In just a couple of months we have seen the Reserve Bank of...