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RBA Cash Rate Rise to 3.85%: How Higher Interest Rates Affect Your Mortgage Repayments

RBA Cash Rate Rise to 3.85%: How Higher Interest Rates Affect Your Mortgage Repayments

by Louisa Sanghera | Feb 4, 2026 | Blog

The latest RBA cash rate rise has delivered a fresh hit to Australian mortgage holders, with the Reserve Bank of Australia lifting the official cash rate by 25 basis points to 3.85%. For homeowners with variable loans, this move could mean higher monthly repayments...
Why Home Loan Refinancing Is Surging in Australia: Over 1,000 Loans Switched Every Day

Why Home Loan Refinancing Is Surging in Australia: Over 1,000 Loans Switched Every Day

by Louisa Sanghera | Aug 28, 2025 | Blog

Home Loan Refinancing on the Rise Home loan refinancing has surged across Australia, with homeowners taking advantage of falling interest rates and better loan options. According to recent ABS data, more than 100,000 home loans were refinanced in the June 2025...
Third rate cut delivered this year as RBA trims cash rate to 3.60%

Third rate cut delivered this year as RBA trims cash rate to 3.60%

by Louisa Sanghera | Aug 13, 2025 | Blog

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? After last...
Two-thirds of borrowers could save by refinancing: report

Two-thirds of borrowers could save by refinancing: report

by Louisa Sanghera | Jul 15, 2025 | Blog

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them. When it comes to rate cuts, nothing is...
Home Owners Keep Paying the Higher Repayments Even as Rates Fall

Home Owners Keep Paying the Higher Repayments Even as Rates Fall

by Louisa Sanghera | Jun 4, 2025 | Blog

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve...
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