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Property Settlement Scams: How to Spot the Warning Signs and Protect Your Home Deposit

Property Settlement Scams: How to Spot the Warning Signs and Protect Your Home Deposit

by Louisa Sanghera | Sep 3, 2026 | Blog

Buying a property is an exciting milestone, but it can also expose buyers to serious cybercrime risks. Property settlement scams are becoming increasingly sophisticated, targeting homebuyers during one of the most important financial transactions of their lives. With...
Cooling Property Market Brings Unexpected Benefits for Homeowners

Cooling Property Market Brings Unexpected Benefits for Homeowners

by Louisa Sanghera | Aug 27, 2026 | Blog

For many homeowners, a Cooling Property Market may sound like bad news. After years of strong property price growth, seeing home values soften can naturally create concern. However, there is a positive side to changing market conditions that many homeowners may be...
Competitive Home Loan Rates Australia: Nearly 50 Lenders Now Offering Variable Rates Below 6%

Competitive Home Loan Rates Australia: Nearly 50 Lenders Now Offering Variable Rates Below 6%

by Louisa Sanghera | Aug 20, 2026 | Blog

Australian homeowners have received welcome news, with the Reserve Bank of Australia (RBA) holding the cash rate steady. However, while the official cash rate remains unchanged, competitive home loan rates in Australia continue to improve as lenders battle for...
Offset Account Check: Is Your Home Loan Really Saving You Money?

Offset Account Check: Is Your Home Loan Really Saving You Money?

by Louisa Sanghera | Aug 14, 2026 | Blog

If you have a mortgage with an offset account, a recent offset account investigation by ASIC may have you wondering whether your account has actually been reducing your home loan interest. While offset accounts can be a powerful tool for saving money and paying off...
Why Waiting for House Prices to Bottom Out Could Cost Home Buyers More

Why Waiting for House Prices to Bottom Out Could Cost Home Buyers More

by Louisa Sanghera | Aug 6, 2026 | Blog

Many aspiring homeowners believe that trying to time the property market is the key to securing a better deal. While waiting for house prices to fall further may seem like a smart financial move, the reality is that accurately predicting the bottom of the market is...
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Level 6, 275 Alfred St, North Sydney
NSW 2060, Australia

1300 855 022

Louisa J Sanghera is a credit representative (437236) of Mortgage Specialists Pty Ltd ACN 050 601 093 Australian Credit Licence 387025

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