There is no denying that 2022 was a tough year for many mortgage holders with eight interest rate rises since the start of May, and unfortunately 2023 is tipped to bring out more rate increases. But kicking off the year with a few tweaks to your budget and habits you...
Many borrowers are complaining that banks are slow to process pre-approvals. Why is this happening? Is there anything you can do to speed up your pre-approval? A home loan pre-approval means that a lender has agreed, in principle, to lend you a specific amount of...
In an era of escalating property prices, the idea of purchasing property with friends and family is gaining popularity. This innovative approach to homeownership provides a solution to the affordability crisis, enabling individuals to combine resources for a shared...
Housing Affordability You might have noticed that property prices have skyrocketed over the past couple of years, to the point where a lot of first home buyers are now having real difficulties cracking the market. But how is the government looking at addressing it? ...
Following all the interest rate rises, home loans have not just returned to pre-covid levels – they’ve surpassed them. And unfortunately, there may be further rate rises ahead. So, how can you best prepare – and what can you do about your borrowing power,...
