Rate cuts? Pencil them in for 2025

Rate cuts? Pencil them in for 2025

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve...
How do you know you are paying a fair price?

How do you know you are paying a fair price?

We all love the idea of landing a bargain property, but for most home buyers, the real issue is whether they are overvaluing a place and paying too much in the process. Buying a home is exciting, but it’s perfectly natural to be nervous given that you are likely...
Invest in property through your SMSF

Invest in property through your SMSF

What is a self-managed superannuation fund (SMSF)? Self-Managed Superannuation Funds (SMSFs) are funds initiated by individuals or families to oversee their personal retirement savings. In an SMSF, all members act as trustees, holding the responsibility for investment...
Can you remember your home loan interest rate?

Can you remember your home loan interest rate?

It’s a fair bet that your home loan repayments are one of your biggest household expenses, yet it is surprising how many borrowers haven’t kept up with what their home loan rate currently is. A report by Mozo shows that 42% of mortgage holders have no idea what...