Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve...
After two years of relentless rate rises, the question that every mortgage holder has is… When are interest rates finally going to start falling? If we were answering this question even just one month ago, the outlook was a little different. That is the thing...
We all love the idea of landing a bargain property, but for most home buyers, the real issue is whether they are overvaluing a place and paying too much in the process. Buying a home is exciting, but it’s perfectly natural to be nervous given that you are likely...
What is a self-managed superannuation fund (SMSF)? Self-Managed Superannuation Funds (SMSFs) are funds initiated by individuals or families to oversee their personal retirement savings. In an SMSF, all members act as trustees, holding the responsibility for investment...
It’s a fair bet that your home loan repayments are one of your biggest household expenses, yet it is surprising how many borrowers haven’t kept up with what their home loan rate currently is. A report by Mozo shows that 42% of mortgage holders have no idea what...