Mastering Mortgage Serviceability

Mastering Mortgage Serviceability

Mortgage serviceability can feel like a frustrating hurdle to clear, but it is an important safeguard against borrowing too much, particularly in the current interest rate landscape. It’s in the best interests of all parties involved if your mortgage is chugging along...
The Decline of McMansions in Australia

The Decline of McMansions in Australia

Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. It comes with perks such as affordability, more desirable locations, and lower maintenance. A recent ING study surveyed over 1000 Australians about their...
Are You Too Loyal for Your Own Good?

Are You Too Loyal for Your Own Good?

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it has got three-quarters of borrowers feeling ripped off and angry. So, What is the Loyalty Tax? It is the sneaky lender...
Are We Witnessing a Resurgence in the Property Market?

Are We Witnessing a Resurgence in the Property Market?

Navigating the Australian property market over the last year has felt like standing on shifting sands, but is the market starting to regain stability? And if so, what can you do now to make sure you are ready to buy? Anyone with an eye on the property and finance...