If you have ever applied for credit or a loan, you are likely to have a credit report. The information contained in this report is used by lenders to help decide whether or not you can afford a particular loan – and how likely you are to be able to repay the...
Buying a new home can be a cash-consuming exercise, before you even get down to the business of making an offer or bidding at auction. By the time you get to auction day, you really need to have all your due diligence ducks in a row. A few hundred dollars spent on...
Do you know how much you will earn this month? And more importantly what your expenses are? Two simple questions, but if you can’t come up with a rough answer off the top of your head, you’re making a rookie financial mistake. This means you’re not...
Australia’s housing market has turned a corner: the book phase is over, activity has cooled and prices have fallen. The unsustainable price rises of recent years have been replaced by a sense of balance, and speculators are looking elsewhere to make a...
We have all heard the old adage that you need to speculate to accumulate… but when it comes to investing in property, if you want to maximise your returns, you also need to depreciate. If you are renting out an investment property, you are able to deduct the...
