Jargon Busters

Jargon Busters

A. AAPR: This stands for the Average Annual Percentage Rate. It’s a term we use to describe the “true rate” of a loan. We use the AAPR when we rank loans in our Toolbox software. We use it to work out the real cost of a loan, because it takes into...
Jargon Busters

Real Estate Jargon Busters

A. Accrued Depreciation – The total depreciation of a property over a period of time. Usually the difference between the replacement value at purchase and its present appraised value. Appeciation – An increase in a property’s value over time. Property can...
Free Zippy Finance Home Buyers Guide

Free Zippy Finance Home Buyers Guide

Planning to purchase your first home?   Don’t know where to start?  Let Zippy Finance help you take the first steps to becoming a home owner by downloading our home buyer’s guide.  Simply click the image to download this FREE guide...
The Real Haunted Homes Of The USA

The Real Haunted Homes Of The USA

Whaley House Zippy’s first stop was San Diego which is the home of Whaley House which has been dubbed “America’s Most Haunted House” . Ghosts have been rumoured to roam the halls spooking visitors for well over a century.  Zippy...
Would You Like to to Pay Off Your Mortgage Sooner?

Would You Like to to Pay Off Your Mortgage Sooner?

  Re-Evaluate Your Mortgage How long has it been since you last had a good look at the details of your mortgage?  Do you know where you are in terms of the progress you are making on paying it off, and importantly, is it still the best mortgage product to suit your...