MORTGAGE BROKER IN BAYVIEW
WATERFRONT, HOME AND INVESTMENT
LOANS IN BAYVIEW
Home Loans
Investment Loans
Re-financing
Business Loans
Vehicle Finance
Asset Finance
Personal Loans
Financial Planning
Bayview property doesn’t fit the standard lending box. Large blocks, waterfrontage, jetties and boatsheds, and values well above the average loan size a credit team sees each day.
Three things tend to decide the outcome: which lender will lend the amount you need, whose valuer they send, and how the unusual parts of the property are treated in that valuation. A single low valuation can reset the whole deal.
We choose the lender with those three things in mind rather than starting from the advertised rate, whether it’s an owner-occupier purchase or an addition to a portfolio.
Talk to us before you go to auction.
WHAT WOULD YOU LIKE TO DO?
Buying your new home is always an exciting experience – from discovering that perfect property, to moving your belongings in and making your new house a ‘home’, it’s a fantastic journey.
With Australian real estate delivering impressive returns over the past decade, property can represent a solid long term investment plan.
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Whether re-financing your home or building a property investment portfolio, it pays to get an expert broker on your side for essential strategic advice.
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Whether you are looking to purchase your next family car or a whole fleet of vehicles, your Zippy Financial consultant will chat with you to understand your unique situation and tailor a loan structure to suit you.
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Add Asset Finance to your debtor finance or invoice discounting facility to maximise available funding for growth.
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We all need a little extra money from time to time. Whether it’s for your next travel venture, consolidating debt, financing your child’s education, planning your dream wedding, or doing a mini reno.
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WHY LENDER CHOICE DECIDES A BAYVIEW PURCHASE
Two lenders can look at the same Bayview house and value it very differently. The gap comes from the valuer they send, whether anyone on their panel understands waterfront, and how they treat a jetty, a boatshed or a slipway. Some count them. Some ignore them entirely.
With more than 60 lenders available we can put your file where the valuation is most likely to land where it should, and where the loan size you need sits inside policy rather than at the edge of it.
Zippy was founded in 2015 by Louisa Sanghera, following a 25-year banking career. Member of the MFAA, operating under Australian Credit Licence 387025.
We arrange finance along Pittwater and across the Northern Beaches, including Bayview and Church Point.
Clients stories
HANNAH & MITCH
We are over the moon with Zippy’s help! Louisa and the team are absolutely amazing! We couldn’t recommend them enough! The amount of effort and hours they put in to help us secure our loan for our first home was crazy!
RHIANNON & LUKE
Zippy made the whole process very easy for us through what has been an interesting time of continually changing legislation and lending policies, and requirements. They were one step ahead all the way.
LINDA & DENNIS
Thank goodness for Zippy, who went far beyond the responsibility of a mortgage broker. They took on problems with other service providers that they didn’t need to deal with, gave us amazing advice, and not just about the mortgage itself.
WHY BAYVIEW BUYERS CHOOSE ZIPPY
Exceptional Service
Over 60 Lenders
Expert Team
Multi Award-winning
Speedy Service
Clear Communication
Pro-active Processing