by Marc Enners | Dec 13, 2022 | Blog
Following all the interest rate rises, home loans have not just returned to pre-covid levels – they’ve surpassed them. And unfortunately, there may be further rate rises ahead. So, how can you best prepare – and what can you do about your borrowing power,...
by Marc Enners | Dec 12, 2022 | Blog
How to Avoid Being a Victim of Underquoting?If it hasn’t happened to you, it’s probably happened to someone you know. You find a dream home that appears to be within your budget, you get your finance pre-approved, you get your hopes up, and you get blow out of the...
by Marc Enners | Dec 12, 2022 | Blog
Why Lender Care Your Debt-To-Income RatioData from the lending watchdog reveals that almost one in four new mortgages are risky. How are they deemed risky? It’s got something to do with your debt-to-income ratio or DTI. Your DTI might sound complicated,...
by Marc Enners | Dec 12, 2022 | Blog
Homeowners and Their Mortgage RepaymentsAustralian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further...
by Marc Enners | Dec 12, 2022 | Blog
Your Mortgage Broker and Real Estate Agent Working Together In today’s dynamic real estate market, the collaboration between your mortgage broker and real estate agent is more crucial than ever. This partnership is pivotal in navigating the complexities of home...
by Marc Enners | Dec 12, 2022 | Blog
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? ANZ has lowered a key lending cap, indicating it will no longer lend...
