The strategy of using home equity to invest in property is one of the most powerful ways homeowners can accelerate wealth creation without needing to save a large cash deposit again. Instead of letting your property equity sit idle, you can unlock it and put it to...
Despite economic uncertainty, why buyers are defying rate hikes and rising fuel prices has become one of the biggest questions in Australia’s housing market. While mortgage rates have increased and petrol costs continue to pressure household budgets, many Australians...
Finding the perfect property can be exciting, but not every home is easy to finance. Lenders view some dwellings as higher risk than others, which can affect how much you can borrow or whether a loan is approved at all. Understanding why certain properties attract...
Home lending in Australia has tightened considerably in the past few years. As property prices have climbed and household debt has risen, lenders have become far more thorough when assessing home loan applications. Many borrowers are surprised by the number of...
The 5% Deposit Scheme is helping thousands of first home buyers break into the property market sooner without the stress of saving a full 20% deposit. If you’ve been putting off buying your first home because the deposit feels out of reach, this government-backed...
