With the interest rates increasing rapidly, many borrowers are now paying close attention to the rate they are paying for the mortgage. Some people are keen to refinance to a better deal, but they are worried they will not qualify for loan approval. Others...
The landscape for first home buyers has undergone significant changes recently. With a notable decrease in the number of first home buyers entering the market, potential opportunities have emerged for those looking to purchase their first home. Current State of...
Many borrowers are complaining that banks are slow to process pre-approvals. Why is this happening? Is there anything you can do to speed up your pre-approval? A home loan pre-approval means that a lender has agreed, in principle, to lend you a specific amount of...
Housing Affordability You might have noticed that property prices have skyrocketed over the past couple of years, to the point where a lot of first home buyers are now having real difficulties cracking the market. But how is the government looking at addressing it? ...
Following all the interest rate rises, home loans have not just returned to pre-covid levels – they’ve surpassed them. And unfortunately, there may be further rate rises ahead. So, how can you best prepare – and what can you do about your borrowing power,...
