After 2 Rate Cuts, Time to Review Your Home Loan

After 2 Rate Cuts, Time to Review Your Home Loan

After 2 Rate Cuts, Time to Review Your Home LoanWith recent interest rate cuts, it’s an opportune time for homeowners to review their home loan. These changes in the financial landscape can significantly impact your mortgage, potentially offering opportunities...
Is It Worth Refinancing?  

Is It Worth Refinancing?  

With the interest rates increasing rapidly, many borrowers are now paying close attention to the rate they are paying for the mortgage.  Some people are keen to refinance to a better deal, but they are worried they will not qualify for loan approval. Others...
What Happens When You Roll Off Fixed-Rate Mortgage?

What Happens When You Roll Off Fixed-Rate Mortgage?

What Happens When You Roll Off Fixed-Rate Mortgage?They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So, what can you do to ensure a smooth transition?With the past couple of years offering historically low...
Interest Rate Rise: How Long Does It Take to Kick in?

Interest Rate Rise: How Long Does It Take to Kick in?

Interest Rate Rise: How Long Does It Take to Kick In?Household budgets around the country are feeling the brunt of five back-to-back rate hikes, and we are warned that more are on the way. But how long does it take for each rate rise to impact your monthly mortgage...