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Why Lenders Ask So Many Questions Now and How to Make Your Home Loan File Cleaner

Why Lenders Ask So Many Questions Now and How to Make Your Home Loan File Cleaner

by Louisa Sanghera | Apr 15, 2026 | Blog, Mortgage, Refinance

Home lending in Australia has tightened considerably in the past few years. As property prices have climbed and household debt has risen, lenders have become far more thorough when assessing home loan applications. Many borrowers are surprised by the number of...
Home Loan Offset Account: How It Can Help You Save on Interest and Pay Off Your Mortgage Faster

Home Loan Offset Account: How It Can Help You Save on Interest and Pay Off Your Mortgage Faster

by Louisa Sanghera | Mar 25, 2026 | Blog, Mortgage, Refinance

If you’re a homeowner looking to reduce your interest payments and pay off your mortgage sooner, a home loan offset account might be the solution you need. In the wake of recent RBA cash rate hikes, more Australians are exploring strategies to ease the burden of...
RBA Cash Rate Increase 2026: What the Latest Rate Hike Means for Your Mortgage Repayments

RBA Cash Rate Increase 2026: What the Latest Rate Hike Means for Your Mortgage Repayments

by Louisa Sanghera | Mar 18, 2026 | Blog, Mortgage

The RBA cash rate increase 2026 continues to put pressure on Australian mortgage holders, with the Reserve Bank of Australia lifting the cash rate by another 25 basis points to 4.10%. This marks the second rate rise this year and highlights ongoing concerns around...
RBA Cash Rate Rise to 3.85%: How Higher Interest Rates Affect Your Mortgage Repayments

RBA Cash Rate Rise to 3.85%: How Higher Interest Rates Affect Your Mortgage Repayments

by Louisa Sanghera | Feb 4, 2026 | Blog

The latest RBA cash rate rise has delivered a fresh hit to Australian mortgage holders, with the Reserve Bank of Australia lifting the official cash rate by 25 basis points to 3.85%. For homeowners with variable loans, this move could mean higher monthly repayments...
Third rate cut delivered this year as RBA trims cash rate to 3.60%

Third rate cut delivered this year as RBA trims cash rate to 3.60%

by Louisa Sanghera | Aug 13, 2025 | Blog

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? After last...
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