Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can you avoid paying for it? (for the...
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks. Today we’ll reveal what the ‘average’ new home loan is in your state, and provide you with some handy tips to help bring...
The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season. Here’s how to prepare if you’re planning to buy in the weeks ahead. At last! It’s time to pack...
What is a self-managed superannuation fund (SMSF)? Self-Managed Superannuation Funds (SMSFs) are funds initiated by individuals or families to oversee their personal retirement savings. In an SMSF, all members act as trustees, holding the responsibility for investment...
The lending landscape has undergone significant changes, reshaping the dynamics of lending property and investment property lending rates. These shifts are crucial for understanding the current and future state of the property market. This article delves into how...
