Rate cuts? Pencil them in for 2025

Rate cuts? Pencil them in for 2025

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself. June saw the Reserve...
How do construction loans work?

How do construction loans work?

There is something very special about moving into a newly built home or putting the finishing touches on a major renovation. Maybe it is the look and feel of new paint and fresh flooring, or just knowing you have kicked a worthwhile goal.  Whatever the motivation,...
How long does it take to get a home loan?

How long does it take to get a home loan?

Do you need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times, but there is a lot of borrowers can do to potentially speed up the process too. Finding a home to buy can take time, and when the right place comes...
4 tips for self-employed home loan applications

4 tips for self-employed home loan applications

Applying for a mortgage when you are self-employed can have you jumping through more hoops, but it does not need to deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss.  Being your own boss does have its...