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Offset Account Check: Is Your Home Loan Really Saving You Money?

Offset Account Check: Is Your Home Loan Really Saving You Money?

by Louisa Sanghera | Aug 14, 2026 | Blog

If you have a mortgage with an offset account, a recent offset account investigation by ASIC may have you wondering whether your account has actually been reducing your home loan interest. While offset accounts can be a powerful tool for saving money and paying off...
The home loan feature 70% of new borrowers are hooked on

The home loan feature 70% of new borrowers are hooked on

by Louisa Sanghera | Sep 12, 2024 | Uncategorised

When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers. Faced with high interest rates and a cost of living...
Maximising Mortgage Efficiency: The Power of Offset Accounts

Maximising Mortgage Efficiency: The Power of Offset Accounts

by Louisa Sanghera | Nov 20, 2023 | Blog

In today’s dynamic financial environment, understanding and utilizing efficient mortgage strategies is crucial. One such strategy is the use of offset accounts, a tool that can significantly reduce the interest on your home loan and potentially shorten its term....
Homeowners and Their Mortgage Repayments

Homeowners and Their Mortgage Repayments

by Louisa Sanghera | Dec 12, 2022 | Blog

Australian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further optimize the benefits of offset accounts...
How an Offset Account can Cut Years Off your Home Loan

How an Offset Account can Cut Years Off your Home Loan

by Louisa Sanghera | Mar 20, 2019 | Blog

Looking for ways to pay off your mortgage in record time? Whether you are a seasoned investor or buying your first home, an offset loan can help you reduce interest payments, save on tax and pay your mortgage off years ahead of schedule. What is an Offset Loan? With...

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Level 6, 275 Alfred St, North Sydney
NSW 2060, Australia

1300 855 022

Louisa J Sanghera is a credit representative (437236) of Mortgage Specialists Pty Ltd ACN 050 601 093 Australian Credit Licence 387025

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