Credit Crunching

Credit Crunching

How would you feel about paying an extra 15% more for everything you buy? If you don’t pay off your full credit card balance each month, the chances are that you are already paying that much in interest as rates range from 8% for low-fee cards to a whopping...
Controlling the Cash Flow

Controlling the Cash Flow

Money comes and money all too quickly goes. But if you are not keeping track off the flow of your bank account, you are making a pretty simple financial mistake: no cash-flow control. And it is something that will end up costing you dearly. With Christmas approaching,...
When Can We Expect Fixed Rates to Drop?

When Can We Expect Fixed Rates to Drop?

When Can We Expect Fixed Rates to Drop?The past few months have seen interest rates on fixed home loans deliver more ups and downs than a rollercoaster.As recently as April 2023, several lenders were starting to cut their fixed rates. Fast forward to July and the...