My Two Cents on the First Home Loan Deposit Scheme

My Two Cents on the First Home Loan Deposit Scheme

The First Home Loan Deposit Scheme (FHLDS) represents a significant step by the government to support first-time buyers in the challenging property market. As a cornerstone initiative, the deposit scheme aims to ease the daunting process of saving for a substantial...
Explainer: Open Banking, and What it Means for You

Explainer: Open Banking, and What it Means for You

Explainer: Open Banking, and What It Means for YouDo you know what Open Banking is, or how it’s set to impact you? Open Banking could be just about the biggest thing that’s happened in the Australian finance industry this century – so it’s...
Lifestyle Decisions that are Killing Your Bank Balance

Lifestyle Decisions that are Killing Your Bank Balance

LIFESTYLE DECISIONS THAT ARE KILLING YOUR BANK BALANCEIt is something I see time and time again as a mortgage broker. Clients come in with good (or even very impressive) incomes, yet very little savings, thanks to some common lifestyle decisions that are eating away...
Teaching Your Kids Money Management Skills

Teaching Your Kids Money Management Skills

In a world where financial literacy is as crucial as academic education, teaching your kids money management from an early age becomes imperative. It’s not just about managing money; it’s about instilling a sense of financial responsibility and...

Parental Guarantors

In the journey towards homeownership, the role of guarantors, particularly parental guarantors, has become increasingly pivotal. As young adults face the challenges of entering the property market, understanding what is a guarantor and the concept of a loan guarantor...