by Marc Enners | Dec 12, 2022 | Blog
Why Lender Care Your Debt-To-Income RatioData from the lending watchdog reveals that almost one in four new mortgages are risky. How are they deemed risky? It’s got something to do with your debt-to-income ratio or DTI. Your DTI might sound complicated,...
by Marc Enners | Dec 12, 2022 | Blog
Homeowners and Their Mortgage RepaymentsAustralian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further...
by Marc Enners | Dec 12, 2022 | Blog
Your Mortgage Broker and Real Estate Agent Working Together In today’s dynamic real estate market, the collaboration between your mortgage broker and real estate agent is more crucial than ever. This partnership is pivotal in navigating the complexities of home...
by Marc Enners | Dec 12, 2022 | Blog
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? ANZ has lowered a key lending cap, indicating it will no longer lend...
by Marc Enners | Dec 12, 2022 | Blog
Why Refinancing Numbers are Surging Across the Country?Has rising interest rates got you feeling a bit vulnerable? It may be time to take some control back by refinancing or asking for a rate review. Why are we seeing refinancing numbers surge across the...
by Marc Enners | Dec 5, 2022 | Blog
The pandemic has reshaped numerous aspects of our lives, not least of which is the automotive market. Car prices have seen a significant surge since the pandemic started, affecting both new and used vehicles. Understanding this trend is crucial for potential buyers...