When Can We Expect Fixed Rates to Drop?

When Can We Expect Fixed Rates to Drop?

When Can We Expect Fixed Rates to Drop?The past few months have seen interest rates on fixed home loans deliver more ups and downs than a rollercoaster.As recently as April 2023, several lenders were starting to cut their fixed rates. Fast forward to July and the...
After 2 Rate Cuts, Time to Review Your Home Loan

After 2 Rate Cuts, Time to Review Your Home Loan

After 2 Rate Cuts, Time to Review Your Home LoanWith recent interest rate cuts, it’s an opportune time for homeowners to review their home loan. These changes in the financial landscape can significantly impact your mortgage, potentially offering opportunities...
Banks Are Tightening Lending for Borrowers

Banks Are Tightening Lending for Borrowers

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? ANZ has lowered a key lending cap, indicating it will no longer lend...