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A Property Dream Team

Dream Team

Life is far too complicated to do everything yourself, especially in the world of property investment. If you are looking to grow your wealth and build a solid property portfolio, it is essential to surround yourself with a team of experts whose advice you can rely on. Not only will it save you money, it will also save you stress and sleepless nights.

The four key players you need on your team are: a financial planner, an accountant, a conveyancer and a trusted mortgage broker.

Your Team Needs These Four Players

Financial Planner

Any property portfolio must be built on a solid fiscal foundation. A financial planner will ensure you have the correct framework in place – from life insurance and super schemes, to stocks and savings – before you start arranging finance.

The Financial Planning Association and The Association of Financial Advisers have websites that will help you find an adviser in your area. Ask your planner for a copy of their financial services guide. This will explain what services they offer, the fees they charge and any banks and financial services companies they work with.

The Australian Securities and Investments Commission has a great tool on its website that allows you to check a financial adviser’s licence number on its advisers register. It will show you which product areas they are qualified to advise on, their training, any disciplinary actions they have incurred and to which industry bodies they belong to.


To maximise the returns on your property investments, it is essential to engage the services of a property tax expert. Location is not an issue when it comes to your accountant, so you can afford to look further afield than your local neighbourhood to secure the best advice.

Your accountant will be able to structure your property portfolio for better asset protection; and ensure that you are claiming all the tax breaks you are entitled to, including the expenses and depreciations relevant to managing your investment property.


It is a good idea to use a conveyancer who is local to the property you are purchasing. They will have a better knowledge of local authorities and any planned developments in the area that could impact on your investment. The Australian Institute of Conveyancers has a handy search tool on its website, which locates nearby members.

Meet with two or three before you make your choice: discuss your needs, their fees and services and whether you are likely to incur any extra government charges. Also define your channels of communication.

Mortgage Broker

Your trusted mortgage broker is the hub at the centre of your investment property wheel. Without finance, you will not be able to grow your property portfolio. They should understand your long-term goals and financial situation intimately in order to organise a loan to suit your needs.

Make sure they have an Australian Credit Licence and are registered with the Australian Securities and Exchange Commission. Ask about the firm’s history and your broker’s own personal career history. Ideally, a broker will offer loans from a wide variety of lenders, from the Big Four banks and building societies to alternative lenders, who are more flexible in their lending criteria.

With your finance in place, you will then be able to build a successful property portfolio, confident of the support of your Zippy Financial team of property professionals.

Frequently Asked Questions

Why is it important to have a team of experts when investing in property?

Having a team of experts ensures that you build your property portfolio on a solid fiscal foundation. It saves you money, stress, and sleepless nights by providing specialized advice in various aspects of property investment.

What role does a Financial Planner play in property investment?

A Financial Planner helps you set up the correct financial framework, including life insurance, super schemes, stocks, and savings, before you start arranging finance for property investment.

How can an Accountant help in maximizing returns on property investments?

An Accountant can structure your property portfolio for better asset protection and ensure that you claim all the tax breaks you are entitled to, including expenses and depreciations relevant to managing your investment property.

Why is it beneficial to have a local Conveyancer?

A local Conveyancer will have better knowledge of local authorities and any planned developments in the area that could impact your investment.

What should you look for in a Mortgage Broker?

Ensure that the Mortgage Broker has an Australian Credit Licence and offers loans from a wide variety of lenders, including alternative lenders who may have more flexible lending criteria.

How can Zippy Financial assist in building a solid real estate portfolio?

Zippy Financial offers a team of property professionals who can help you find the perfect financial solutions tailored to your needs, both now and in the future.

Get in Touch with Us  

Build a solid real estate portfolio with the assistance of Zippy Financial. Contact us today to discover how our brokers can help you find the perfect financial solutions tailored to your needs, both now and in the future.

Phone: 1300 855 022


Zippy Financial is an award-winning mortgage brokerage specialising in home loans, property investment, commercial lending, and vehicle & asset finance. Whether you are looking to buy your first home, refinance or build your property investment portfolio, the team at Zippy Financial can help find and secure the right loan for you and your business. 

About the Author:   

Louisa Sanghera is an award-winning mortgage broker and Director at Zippy Financial. Louisa founded Zippy Financial with the goal of helping clients grow their wealth through smart property and business financing. Louisa utilises her expert financial knowledge, vision for exceptional customer service and passion for property to help her clients achieve their lifestyle and financial goals. Louisa is an experienced speaker, financial commentator, mortgage broker industry representative and small business advocate.   

Connect with Louisa on Linkedin.   

Louisa Sanghera is a Credit Representative (437236) of Mortgage Specialists Pty Ltd (Australian Credit Licence No. 387025).

Disclaimer:This article contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This article is not to be used in place of professional advice, whether business, health or financial. 



Comparison Rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This Comparison Rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different Comparison Rate. Fees and Charges Apply. Terms and Conditions are available on request.