Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase? ANZ has lowered a key lending cap, indicating it will no longer lend to borrowers...
Has rising interest rates got you feeling a bit vulnerable? It may be time to take some control back by refinancing or asking for a rate review. Why are we seeing refinancing numbers surge across the country? In just a couple of months we have seen the Reserve Bank of...
With interest rates on the way back up, there is no doubt that some households are starting to do it a big tough. Coincidentally, some big changes have kicked in from 1st of July when it comes to recording financial hardship arrangements. In the past, if you were...
We have seen interest rates bounce back up over the past three months and it is predicted that more increases are to come. If you are starting to worry about your finances, there are a few things you can do. Check out this Reserve Bank of Australia (RBA) graph. It...
Is Now a Good Time to Refinance My Home?Are you thinking about refinancing? As interest rates rise, so do the hurdles that you need to clear. Here is why you might want to look at refinancing soon to avoid missing out.When was the last time that you refinanced?...