How Can Refinancing Help with a Fixed-Rate Cliff?

How Can Refinancing Help with a Fixed-Rate Cliff?

You have probably heard of the term “fixed-rate cliff” in finance news feeds, but what is it? And if you are about to head over it, how can you prepare for a soft landing? 880,000 fixed-rate loans are set to end this year, and when they do, many Australian...
A Family Financial Affair

A Family Financial Affair

Grey hair, worry lines, high blood pressure – these are some of the physical costs associated with the joys of parenthood. Then there are the financial costs, which are just as draining. The last time any research was done into the cost of raising children in...
Beyond Interest Rates: Factors Affecting Housing Prices

Beyond Interest Rates: Factors Affecting Housing Prices

As we have seen, rate rises can affect the property market, but there are other factors that appear to hold longer-term sway over national house prices. In a bid to bust inflation, the Reserve Bank of Australia (RBA) has been on a rate rise run that has seen the...
7 Tips for Investing on a Small Income

7 Tips for Investing on a Small Income

Don’t let anyone tell you (including yourself) that you don’t make enough money to invest. Even if you only have a small income you can invest. Here’s how you can get started: Be Patient It will take time to build up your nest egg. You need to show persistent and...