Homeowners and Their Mortgage RepaymentsAustralian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further...
How Do You Budget for Interest Rate Rises?It is impossible to know how much interest rates will rise, but one thing we know for certain is that they are rising… It is important to look at your budget and financial situation, so you can plan for the increase in...
The property and mortgage market has evolved with interest rates going up (and up!), but this does not mean you necessarily need to be cautious about your equity. In fact, the opposite could be true. What is equity and why should you recycle it? In simple terms,...
If you’ve been thinking of applying for a mortgage, you may have spent some time preparing for the process. I’m guessing you’ve cut back on your non-essential spending, saved as much money as possible for a deposit, maybe even paid off that last little bit of credit...
