by Marc Enners | Jan 10, 2023 | Blog
There is no denying that 2022 was a tough year for many mortgage holders with eight interest rate rises since the start of May, and unfortunately 2023 is tipped to bring out more rate increases. But kicking off the year with a few tweaks to your budget and habits you...
by Marc Enners | Dec 19, 2022 | Blog
How to Get Pre- Approved Finance?Many borrowers are complaining that banks are slow to process pre-approvals. Why is this happening? Is there anything you can do to speed up your pre-approval? A home loan pre-approval means that a lender has agreed, in...
by Marc Enners | Dec 13, 2022 | Blog
Following all the interest rate rises, home loans have not just returned to pre-covid levels – they’ve surpassed them. And unfortunately, there may be further rate rises ahead. So, how can you best prepare – and what can you do about your borrowing power,...
by Marc Enners | Dec 12, 2022 | Blog
Why Lender Care Your Debt-To-Income RatioData from the lending watchdog reveals that almost one in four new mortgages are risky. How are they deemed risky? It’s got something to do with your debt-to-income ratio or DTI. Your DTI might sound complicated,...
by Marc Enners | Dec 12, 2022 | Blog
Homeowners and Their Mortgage RepaymentsAustralian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further...
