by Marc Enners | Dec 13, 2022 | Blog
Following all the interest rate rises, home loans have not just returned to pre-covid levels – they’ve surpassed them. And unfortunately, there may be further rate rises ahead. So, how can you best prepare – and what can you do about your borrowing power,...
by Marc Enners | Dec 12, 2022 | Blog
Why Lender Care Your Debt-To-Income RatioData from the lending watchdog reveals that almost one in four new mortgages are risky. How are they deemed risky? It’s got something to do with your debt-to-income ratio or DTI. Your DTI might sound complicated,...
by Marc Enners | Dec 12, 2022 | Blog
Homeowners and Their Mortgage RepaymentsAustralian homeowners are loading up their offset accounts in record amounts, so much so that the average household is now almost four years ahead on their mortgage repayments. Seeking advice from a mortgage broker can further...
by Marc Enners | Dec 5, 2022 | Blog
How Do You Budget for Interest Rate Rises?It is impossible to know how much interest rates will rise, but one thing we know for certain is that they are rising… It is important to look at your budget and financial situation, so you can plan for the increase in...
by Marc Enners | Nov 29, 2022 | Blog
The property and mortgage market has evolved with interest rates going up (and up!), but this does not mean you necessarily need to be cautious about your equity. In fact, the opposite could be true. What is equity and why should you recycle it? In simple terms,...
