Mortgage serviceability can feel like a frustrating hurdle to clear, but it is an important safeguard against borrowing too much, particularly in the current interest rate landscape. It’s in the best interests of all parties involved if your mortgage is chugging along...
Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. It comes with perks such as affordability, more desirable locations, and lower maintenance. A recent ING study surveyed over 1000 Australians about their...
Navigating the Australian property market over the last year has felt like standing on shifting sands, but is the market starting to regain stability? And if so, what can you do now to make sure you are ready to buy? Anyone with an eye on the property and finance...
The 5% Deposit Scheme has emerged as a beacon of hope for young, single Australians aspiring to step onto the property ladder. In a market where the dream of homeownership often seems elusive, this scheme offers a tangible pathway. As we navigate through 2023,...
The property and mortgage market has evolved with interest rates going up (and up!), but this does not mean you necessarily need to be cautious about your equity. In fact, the opposite could be true. What is equity and why should you recycle it? In simple terms,...
